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Financial

Affordability, debt, savings, cashflow, and comparison calculators.

Business

Pricing, margin, break-even, and valuation tools for operators.

Property

Rental ROI, cap rate, cashflow, and renovation return calculators.

Tax

Australian tax estimates, GST set-asides, and BAS cashflow tools.

Freelancers

Rates, project pricing, utilisation, scope buffers, and deposits.

Trades

Quote estimators for labour, materials, overhead, risk, and GST.

Featured calculators

Home Loan Reality Calculator

Stress-test a home loan against income, expenses, rate rises, and a safer purchase price.

Pricing & Margin Decision Calculator

Set a price that protects margin, covers fixed costs, and tests competitor pressure.

Rental Property ROI Calculator

Compare rental yield, cap rate, cashflow, debt service, and cash-on-cash return.

Australian Tax Estimate Calculator

Estimate Australian resident income tax, Medicare levy, PAYG gap, and take-home pay.

Freelance Rate Reality Calculator

Calculate the hourly or day rate needed after tax, expenses, leave, and non-billable time.

Trade Quote Estimator

Build a quote from labour, materials, equipment, overhead, contingency, margin, and GST.

Privacy Policy

How CalcKit handles calculator information.

CalcKit is designed around practical calculator results, labelled sponsored placements, and printable reports. This policy explains what information is involved when you use those features.

Last updated: 28 April 2026

Calculator inputs

The values you enter are used to calculate results and prepare printable reports. Avoid entering sensitive personal information that is not needed for the calculation.

Printable reports

Reports are generated from the values shown in the calculator at the time you open the report page. Review the report before saving or sharing it.

Technical information

Hosting and security systems may process basic technical information such as request time, browser type, device type, IP address, and pages requested.

Advertising and sponsors

CalcKit may use Google AdSense to display ads in clearly labelled sponsored sections. Google and its partners may use cookies or similar technologies to serve, measure, and improve ads, including personalised or non-personalised ads where permitted.

Consent choices

Where consent is required, including for users in the European Economic Area, the UK, and Switzerland, CalcKit uses Google-supported consent controls so visitors can accept, reject, or manage advertising choices.

Your choices

You can use calculators without saving a report. You can close the page, change inputs, clear browser data, or manage advertising preferences through the consent message where it appears.

Contact and review

Review this policy before sharing reports or entering information. If a calculator result will be used for a major decision, confirm the figures with an appropriate professional. For privacy questions, contact CalcKit through the contact page.

Contact

Questions about this policy?

Review reports before sharing them and avoid entering sensitive information that is not needed for the calculation. For privacy or advertising questions, contact CalcKit directly.

Contact CalcKit