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Financial

Affordability, debt, savings, cashflow, and comparison calculators.

Business

Pricing, margin, break-even, and valuation tools for operators.

Property

Rental ROI, cap rate, cashflow, and renovation return calculators.

Tax

Australian tax estimates, GST set-asides, and BAS cashflow tools.

Freelancers

Rates, project pricing, utilisation, scope buffers, and deposits.

Trades

Quote estimators for labour, materials, overhead, risk, and GST.

Featured calculators

Home Loan Reality Calculator

Stress-test a home loan against income, expenses, rate rises, and a safer purchase price.

Pricing & Margin Decision Calculator

Set a price that protects margin, covers fixed costs, and tests competitor pressure.

Rental Property ROI Calculator

Compare rental yield, cap rate, cashflow, debt service, and cash-on-cash return.

Australian Tax Estimate Calculator

Estimate Australian resident income tax, Medicare levy, PAYG gap, and take-home pay.

Freelance Rate Reality Calculator

Calculate the hourly or day rate needed after tax, expenses, leave, and non-billable time.

Trade Quote Estimator

Build a quote from labour, materials, equipment, overhead, contingency, margin, and GST.

Privacy Policy

How CalcKit handles calculator information.

CalcKit is designed around practical calculator results and printable reports. This policy explains what information is involved when you use those features.

Last updated: 27 April 2026

Calculator inputs

The values you enter are used to calculate results and prepare printable reports. Avoid entering sensitive personal information that is not needed for the calculation.

Printable reports

Reports are generated from the values shown in the calculator at the time you open the report page. Review the report before saving or sharing it.

Technical information

Hosting and security systems may process basic technical information such as request time, browser type, device type, IP address, and pages requested.

Advertising and sponsors

Sponsored placements are clearly labelled and kept separate from calculator inputs, result summaries, and printable report content.

Your choices

You can use calculators without saving a report. You can also close the page, change inputs, or clear browser data at any time.

Contact and review

Review this policy before sharing reports or entering information. If a calculator result will be used for a major decision, confirm the figures with an appropriate professional.

Contact

Questions about this policy?

Review the report before sharing it and avoid entering sensitive information that is not needed for the calculation.

Learn more about CalcKit