Explore CalcKit
Decision calculators for serious planning.
Browse CalcKit's focused calculator library across finance, business, property, tax, freelance, and trade decisions. Each tool turns a real scenario into clear metrics and a printable report.
Active calculators
19
Quality-first tools selected for high-intent planning, pricing, tax, property, and quoting decisions.
Financial
Affordability, debt, savings, cashflow, and comparison calculators.
Home Loans
Home Loan Reality Calculator
Stress-test a home loan against income, expenses, rate rises, and a safer purchase price.
Home Loans
Repayment Stress Test Calculator
Check whether repayments remain manageable if rates rise by 1, 2, or 3 percentage points.
Home Loans
Refinance Decision Calculator
Compare refinance savings after switching fees, cashback, break-even timing, and holding period.
Debt
Debt Payoff Strategy Calculator
Compare avalanche, snowball, hybrid, lump-sum, and consolidation payoff paths.
Savings
Savings Goal Reality Calculator
Check whether a savings target survives inflation, deadlines, and missed contributions.
Savings
Emergency Fund Calculator
Calculate a personalised emergency fund using stability, dependants, debt, and housing pressure.
Financial Health
Financial Health Score Calculator
Generate a financial score out of 100 across cashflow, debt pressure, savings, and risk.
Cashflow
Cashflow Leak Detector
Find where money is leaking each month and estimate cleanup potential.
Comparison
Loan Comparison Calculator
Compare two loans by repayment, fees, interest, total cost, and recommendation.
Comparison
Pay Extra or Invest Calculator
Compare extra debt repayments against investing after tax and risk adjustment.
Business
Pricing, margin, break-even, and valuation tools for operators.
Property
Rental ROI, cap rate, cashflow, and renovation return calculators.
Tax
Australian tax estimates, GST set-asides, and BAS cashflow tools.
Freelancers
Rates, project pricing, utilisation, scope buffers, and deposits.
Trades