Calculator Directory
Financial decision tools with clear, report-ready outcomes.
Test the decision behind the number: affordability, repayment shock, refinance value, debt strategy, savings reliability, emergency resilience, cashflow quality, and financial health.
Available tools
10
Each tool includes a structured result and a printable decision report.
Showing 10 of 10 financial calculators
Home Loans
Home Loan Reality Calculator
Stress-test a home loan against income, expenses, rate rises, and a safer purchase price.
Home Loans
Repayment Stress Test Calculator
Check whether repayments remain manageable if rates rise by 1, 2, or 3 percentage points.
Home Loans
Refinance Decision Calculator
Compare refinance savings after switching fees, cashback, break-even timing, and holding period.
Debt
Debt Payoff Strategy Calculator
Compare avalanche, snowball, hybrid, lump-sum, and consolidation payoff paths.
Savings
Savings Goal Reality Calculator
Check whether a savings target survives inflation, deadlines, and missed contributions.
Savings
Emergency Fund Calculator
Calculate a personalised emergency fund using stability, dependants, debt, and housing pressure.
Financial Health
Financial Health Score Calculator
Generate a financial score out of 100 across cashflow, debt pressure, savings, and risk.
Cashflow
Cashflow Leak Detector
Find where money is leaking each month and estimate cleanup potential.
Comparison
Loan Comparison Calculator
Compare two loans by repayment, fees, interest, total cost, and recommendation.
Comparison
Pay Extra or Invest Calculator
Compare extra debt repayments against investing after tax and risk adjustment.