CalcKit
Decision reportDecision summary
Trade Quote Estimator
Recommended quote is $16,609 including GST, with an ex-GST margin of 22.0%.
Decision index
$16,609
Recommended client quote
Key figures
Quote excluding GST
$15,099GST amount
$1,510Client quote total
$16,609Gross profit
$3,322Findings snapshot
What deserves attention first
These signals are the strongest points to review before relying on the result.
Gross profit provides a meaningful buffer against labour variance.
Contingency is visible and priced before the client quote.
GST is separated so the commercial margin can be read on the ex-GST quote.
Status mix
Metric health
Green is healthier, yellow needs monitoring, and red needs action.
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Decision reportMetric dashboard
Relative strength of the main numbers
These bars compare the largest numeric signals in this report. Each value keeps its own unit, so use the chart as a visual guide rather than a like-for-like financial comparison.
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Decision reportMetric notes
What each result means
Each row explains the result in practical language and highlights whether it is healthy, worth watching, or needs action.
Quote excluding GST
$15,099HealthyCommercial quote before GST. This helps separate money available to use from money that may need to be set aside. Against the other key figures in this report, it is marked healthy.
GST amount
$1,510WatchGST added at 10%. This helps separate money available to use from money that may need to be set aside. Against the other key figures in this report, it is marked watch.
Client quote total
$16,609HealthyClient-facing quote total. This shows the longer-term cost, not just the monthly or short-term impact. Against the other key figures in this report, it is marked healthy.
Gross profit
$3,322HealthyQuote excluding GST less cost base. This shows whether the price leaves enough room after costs. Against the other key figures in this report, it is marked healthy.
Job margin
22.0%HealthyGross profit as a share of ex-GST quote. This shows whether the price leaves enough room after costs. Against the other key figures in this report, it is marked healthy.
Labour risk ratio
1.0xHealthyLabour cost compared with gross profit buffer. This compares the commitment with income and helps show whether the plan is stretched. It is marked healthy based on the entered assumptions.
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Decision reportFindings
Plain-English interpretation
These findings translate the numbers into decision points.
Gross profit provides a meaningful buffer against labour variance.
Contingency is visible and priced before the client quote.
GST is separated so the commercial margin can be read on the ex-GST quote.
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Decision reportAction plan
What to do next
Recommended actions are based on the strongest signals in the result. Use them to decide what to check, change, or confirm.
Action 1
Review decision signal 1
- What it means
- Gross profit provides a meaningful buffer against labour variance. Read this together with Quote excluding GST ($15,099) to see what is driving the result.
- Why it matters
- Commercial quote before GST. This helps separate money available to use from money that may need to be set aside.
- Next step
- Check one more conservative scenario, confirm the real figures, then decide whether to proceed, adjust the amount, or pause.
- Metric evidence
- Quote excluding GST: $15,099; GST amount: $1,510; Client quote total: $16,609
Action 2
Review decision signal 2
- What it means
- Contingency is visible and priced before the client quote. Read this together with GST amount ($1,510) to see what is driving the result.
- Why it matters
- GST added at 10%. This helps separate money available to use from money that may need to be set aside.
- Next step
- Check one more conservative scenario, confirm the real figures, then decide whether to proceed, adjust the amount, or pause.
- Metric evidence
- Quote excluding GST: $15,099; GST amount: $1,510; Client quote total: $16,609
Action 3
Review decision signal 3
- What it means
- GST is separated so the commercial margin can be read on the ex-GST quote. Read this together with Client quote total ($16,609) to see what is driving the result.
- Why it matters
- Client-facing quote total. This shows the longer-term cost, not just the monthly or short-term impact.
- Next step
- Check one more conservative scenario, confirm the real figures, then decide whether to proceed, adjust the amount, or pause.
- Metric evidence
- Quote excluding GST: $15,099; GST amount: $1,510; Client quote total: $16,609
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Decision reportScenario inputs
Values used in the calculation
These inputs are the basis of the report. If any value changes, regenerate the report before relying on the result.
Labour hours
Total crew hours required for the job.54Loaded hourly cost
Wages, super, payroll costs, vehicle time, and labour burden per hour.$62Materials
Materials, consumables, supplies, and delivery.$4,200Equipment and hire
Equipment hire, disposal, parking, access, and job-specific tools.$750Subcontractors
Specialist subcontractor quotes or allowances.$1,200Overhead allowance
Business overhead added to direct job cost.18.00%Contingency
Risk allowance for unknowns and rework.6.00%Target margin
Profit margin on the ex-GST quote.22.00%Add GST
Add Australian GST to the client-facing total.YesAssumptions
How to read the result
- Labour is costed before overhead, contingency, and target margin.
- Target margin is calculated on the final ex-GST quote, not as a markup on cost.
- GST is shown separately so the quote remains commercially clear.
Professional note
Before acting
This report is a decision-support summary based on the assumptions entered. It is not financial, tax, lending, or legal advice. Confirm product terms, fees, tax treatment, and policy settings before making a financial commitment.
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Decision reportTerms explained
Key terms used in this report
These definitions explain finance terms and strategies that appear in the result.
Gross margin
Profit as a percentage of the selling price. It is different from markup, which compares profit with cost.
Markup
Profit compared with cost. A 50% markup does not equal a 50% margin because margin is measured against selling price.
GST
Goods and Services Tax. In Australia the standard GST rate is 10%, but not every supply or purchase has the same GST treatment.
BAS
Business Activity Statement. Australian businesses use it to report GST and other obligations to the ATO.